I joined LPL Financial as a Registered Principal and LPL Investment Advisor Representative in March 2019. I began my career in the financial services industry 43 years ago and have served for the last 25 years as an investment advisor representative. Prior to my LPL Financial affiliation, I was associated with Cetera Advisor Networks LLC for more than 31 years. During that time, I served as a Registered Principal, an OSJ Supervisor, and the Branch Manager for the Chico Regional Office. In 1988, I co-founded Asset Management Group and subsequently served as a Co-Regional Director. I have been a resident of Chico, California for over 51 years where I began my career in the financial services industry. My wife, Julia, and I have been married for 47 years and have two children and four grandchildren. For relaxation I enjoy visiting my children and grandchildren, playing golf, fly fishing and traveling. I served on the Chico Chamber of Commerce’s Education Committee between 1990 and 1995 and was a member of the Chamber’s Board of Directors from 1995 to 2000.
My approach to the investment process begins by assessing each client’s unique risk tolerance and investment objectives. These two factors form the foundation for a custom-tailored portfolio, using Asset Allocation. Each portfolio is distinct and is based on independent, objective, client-oriented investment services. I believe that by specializing in risk evaluation and portfolio management, we can design unique investment portfolios generated to meet each of the client’s comfort levels, investment objectives (“goals”), risk tolerance, and financial situation.